Auto Insurance in New London, CT

Types of Coverage

The types of coverage we offer are far-ranging and can protect you in any situation, whether it's a collision that caused injury to yourself or your vehicle or damage to other drivers. Some of the major types policies include:

• Property Damage Liability – provides coverage for any property damages to third parties. For example, if you are responsible for an accident and damage another person’s vehicle.
• Bodily Injury Liability - provides coverage for bodily injury claims from the people you might have injured in an auto accident.
• Medical Payments Coverage – covers payments to the policy owner and/or injured passengers in the policy owner’s car.
• Uninsured/Underinsured Motorist Coverage - protects you when the negligent driver has no or insufficient insurance.
• Physical Damage Protection – protects you in one of two ways:
• Collision - covers physical damage to your vehicle if you were at fault in the accident, minus the deductible.
• Comprehensive - covers most non-collision physical damage to your car (i.e., fire, theft, damage in a storm, vandalism, etc.)